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Why I Don’t Regret My Expensive Wedding

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Expensive WeddingWould you throw an expensive wedding?

We just came back from a lovely wedding of a close friend of ours this weekend. It was an out of town wedding with 2 nights in a hotel. It was loads of fun even if we did have a 4 month old! The wedding had me reflecting on our wedding that was just 6 years ago (or forever ago depending on who you ask). The thing about reflecting is the line of questioning that eventually pops up is “would you do anything differently?” Scott has touched on this previously; financial regret only happens when things don’t work out the way you want them to.

We are happily married so I don’t regret getting married but do I regret spending what we did? Read more

Why Having An Open Budget Works

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Open BudgetI’m Glad We Have An Open Budget

There was a point that every week there was a bag or a box hitting the front door.  I briefly mentioned to Scott that it is great that we have an open budget so there aren’t questions or concerns about what I’m buying.  Lots of packages have been coming to the front door.  It makes sense, I’m at home all the time with Ava and when I’m not at home I’m at the mall or my parent’s house. Read more

Judging Up The Place

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As personal finance bloggers, we are extremely passionate about helping people with budgets, saving money and investing.  One of the downsides of being so passionate about money is that we have to constantly keep ourselves in check regarding judging how other people do things – especially how people spend their money.

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5 Money Tips on Your Baby Checklist

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Baby ChecklistHaving a child is a big deal.  I hope you are fortunate enough to be able to make that decision when the time is right for you and your family.  Having a child is also very expensive.  In Canada having a child costs approximately $243,660 from newborn to 18.  Yikes!  And that’s not including post-secondary schooling.

So how can you start planning for this?

Well there are a couple of money tasks that need to be part of your baby checklist.

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What I Think About Women + Money + Sexism

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Women and MoneyAre we done yet with the women suck at managing money jokes?  “My wife spends all my money, blah blah blah.”  “Hold your wife’s hand in the mall; it looks romantic but actually economical.”  It’s tired, played out and downright sexist.

Over the last couple of weeks I have heard many people share stories about sexist attitudes towards women and how they manage their money.  For the record these are professional women with jobs being told in their place of work that they need to ask permission to spend money or imply that they are bad with money in some way shape or form.  It doesn’t even matter if it’s a stay at home mom at the receiving end of these jokes.  Not cool either way.

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Engaged? The 5 Money Talks Before You Say “I Do”

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EngagedRecently engaged?

Did you know that December is the most popular month to get engaged?  According to a study from Facebook compiling data from over 2.5 Million users Dec 24th is the most popular day to get engaged.  30% of all engagements happen between the month of November and December.

After the excitement and celebration of getting engaged clears there are a couple of money talks that you must have before you say “I Do”.

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Why You Should Talk Money in a Relationship

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relationshipOh the dreaded money talk:

Talking about money in a relationship is super important.  For most of us talking about money is also super hard.  When things are going well it’s easier to have the conversation.  Who doesn’t like talking about how to spend a raise or add more money onto the mortgage or into your retirement account? But more often than not there are the days when it’s extremely hard to talk about how to pay the bills, invest in your business, go back to school, pay down your mortgage, get life insurance or tackle debt.  I would argue that those are the most important times to talk about the money. Read more

Relationship + Money – Should Only One Control?

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RelationshipDo you believe in a relationship only one person should make the decisions or control the money?

I was watching an episode of Black-ish recently that talked about who controlled the money in a relationship.  One person’s job was to handle the kids and the other was to handle the money.  The money responsibilities were put onto one person because the other was afraid of money and didn’t understand how to manage it.  Since this is a sitcom the misunderstanding, frustration and resentment that ensued was all tied up at the end of the episode.  The reality is that this is something that happens all the time in relationships and causes a lot of pain, dysfunction and unbalance.

Shared Responsibility:

I personally don’t believe that only one person in a relationship should make all of the financial decisions and bare that burden.  At the very least the adults in the family have a responsibility to be equal to the decision making process.  Just as it wouldn’t be fair to have one person own all of the child care or house work, respectively it isn’t fair to have one person make all of the money decisions.

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