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Today I wanted to share some steps that we took to cut off 6 years of our mortgage amortization. These steps were relatively easy to adopt and they didn’t make a huge dent to our overall lifestyle but they made a huge impact to our mortgage balance. With no consumer debt (or car loan) we are very focused on doing what we can to reduce the number of years we have our mortgage and effectively reduce the interest we will pay over the course of the loan. Even though in Canada interest rates are at record lows that might not be the case forever and while they are low we wanted to take advantage of this unique opportunity to accelerate our path to mortgage freedom.