We aren’t big on resolutions. We have goals but they usually start on a Tuesday of some random week with no real connection to “new year, new you.” For the last couple of years I have been feeling a little lost on what I want to accomplish. I use to be a person who was able to save money regardless of the reason. Now it feels very odd to save money with no real purpose or goal. Sure, we are trying to pay down our mortgage and are saving for retirement but that is just so far off in the future. Nothing in the short term to work towards has downgraded our motivation.
Welcome to 2018. I hope you had a wonderful holiday season are getting into the swing of things in the New Year. As the New Year comes a lot of people want to make sure they are doing what they can to make their year great. We are working on setting goals personally, financial and mental/health that we will share in the weeks and months to come. Read more
Have you ever heard of SMART goals? I’m not the hugest fan of SMART goals. I don’t feel like they do enough to challenge you and many people fall back on them as an acceptable way of measuring your goals. There are different variations of what SMART stands for but basically it goes like this with some variation depending on the source.